Our single purpose:

We want to help you make an informed decision. 

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Get a clear view. Quickly


A concise and expert report, prepared to help you be sure you are making important decisions with all the relevant information at your finger tips.

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Ongoing Support


For some residents and their families, ongoing tracking and support is necessary to make sure the financial side of aged care is being appropriately monitored and managed


You get a fast turnaround on understanding the financial implications of moving into residential aged care.

We need some information to do these calculations, like details on assessable assets and income, the offer from the aged care facility, and information on the family home.

We can show you a number of scenarios - like what happens if you wish to retain the home, or different ways of paying accommodation costs.

We send you a questionnaire to complete, and may follow up with a few more questions.

We then send you a report detailing our forecasts, and we discuss the findings.


Later Life Advice is able to monitor and report on cashflows giving families comfort that the financial side of residential aged care is being monitored by experts.

This ensures all is going to plan and that all entitlements are appropriately managed. 

This is particularly relevant as financial position changes over time. A changing financial position, such as reduced assets as funds are used to pay for residential aged care, should mean an improved level of government support.

Further, government policies can be subject to change over time, and expert supervision will ensure appropriate actions are taken.

A central point of contact is particularly useful when multiple members of a family seek a single source for ongoing financial management.

We engaged Brendan Ryan of Later Life Advice when we were set to relocate my father into an aged care facility.

His advice, service, professionalism and friendliness were excellent.

The three main aspects that come to mind were:

1. He looked at all the options, even contacting the senior management of our selected aged care facility to provide the best package, which we would not have considered;

2.He provided an opportunity for provision of providing a full service or the key advisory aspects so we could undertake the actual delivery (we undertook the key implementation aspects ourselves and he remained positive of our choice); and

3.He was readily available for conversations and advice during the period we were deciding as we better understood the options and opportunities.

I have advised the facility management of the excellent service he provided.
— John

We provide the information to help our clients make the best decisions, taking into account your choices, your expected costs, and your entitlements.