1. About this website

Website Owner is Advise and Assist Pty Ltd (ABN 15 159 528 113). Later Life Advice is a registered business name of Advise and Assist Pty Ltd

2. About these terms of use

These website terms of use (“terms of use”) and the associated Privacy Statement (“privacy policy”) govern your access to and use of the website. You should read these terms of use and the privacy policy carefully before using this website.

3. Your access/use implies agreement

The website is available for your use only on condition that you agree to these terms of use. By accessing/using the website, you are signifying that you agree to be bound by theseterms.

4. Modifications to the Terms

Later Life Advice may revise and update these terms of use at any time. Your continued usage of the website after any changes to these terms of use will mean you accept those changes.

5. Modifications to the information

Later Life Advice does not warrant the accuracy, adequacy or completeness of material on this website. All information may be changed, supplemented, deleted or updated without notice at the sole discretion of Later Life Advice.

6. Errors and problems

Later Life Advice does not guarantee that the website will be free from viruses, or that access to the website will be uninterrupted.

7. License and Ownership

The copyright for the content on this website is owned or licensed by Later Life Advice and is protected under the Copyright Act 1968 (Cth) and by other copyright laws in both Australia and other countries. No material on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of Later Life Advice.

All custom graphics, icons, and other items that appear on the website and all associated trademarks, are trademarks of Later Life Advice.

8. [Website Owner] Privacy Policy

The Later Life Advice privacy policy governs the use of information collected from or provided by you at the website. A policy statement prepared by Later Life Advice for the purposes of being made available to customers and the general public declaring the company's commitment to thePrivacy Act 1988 (Cth) (hereinafter the “Privacy Act”) for a company required to comply is available at www.laterlifeadvice.com.au/privacypolicy.

9. Feedback, suggestions, comments or requests

Later Life Advice does not encourage you to make feedback, suggestions, comments or requests (“comments”) but these comments may be made to info@laterlifeadvice.com.au and if you do make comments, you acknowledge that: they will not be considered confidential or proprietary, and Later Life Advice is under no obligation to keep such information confidential, and Later Life Advice will have an unrestricted, irrevocable, world-wide, royalty free right to use, communicate, reproduce, publish, display, distribute and exploit such comments in any manner it chooses.

10. Outbound links

The website may contain links to third-party websites and resources (“linked sites”). These linked sites are provided solely as a convenience to you and not as an endorsement by Later Life Advice. Later Life Advice makes no representations or warranties regarding the availability, correctness, accuracy, performance or quality of the linked site or any content, software, service or application found at any linked site. Later Life Advice may receive payments and/or commissions from operators of linked sites in relation to goods or services supplied by the operator as a result of you linking to the third party website from the Later Life Advice website.

11. Inbound links

Later Life Advice generally encourages and agrees to your linking to the Home page through a plain text link on your website without the need for agreement between yourself and Later Life Advice. However, linking to any other page of the website is strictly prohibited, without express written permission from Later Life Advice .

12. Jurisdiction

This website is provided for use only by Australian residents.

13. Disclaimer of Warranties

Later Life Advice makes no representations or warranties about the accuracy, completeness, security or timeliness of the content, information or services provided by the website and disclaims all warranties, either express or implied, statutory or otherwise, including but not limited to the implied warranties of merchantability, non-infringement of third parties' rights, and fitness for a particular purpose.

14. Limitation of Liability

If Later Life Advice is found responsible for any damages, Later Life Advice is responsible for actual damages only. In no event shall Later Life Advice, be liable for any incidental, indirect, exemplary, punitive and/or consequential damages, lost profits, or damages resulting from lost data or business interruption resulting from the use of or inability to use the website.