Expert Guidance

Connect with a specialist.

Aged care is a wall of complexity. This is the moment to get expert financial logic on your side. Reach out for a consultation or use our free app to master the math yourself.

Phone

Call our Sydney office to speak with a specialist today.

(02) 9173 8560

or 1300 557 825

Email

Send us your details and we will get back to you within 24 hours.

agedcare@laterlifeadvice.com.au

Office

Located in the heart of Sydney's CBD.

Suite 309, 350 George Street
Sydney, NSW 2000

In the meantime...

Use our free app to master all the other components of later life. Map your parents' entire financial position securely in minutes.

Get the Later Life App — It's Free
Free Technology

Advanced Strategy. Free Technology. Total Clarity.

Income, Work & Equity

  • Age Pension
  • Safe Income Zone
  • Home Equity Access Scheme
  • Downsizer Maths

Navigating Care

  • Support at Home
  • Residential Aged Care

Healthcare & Subsidies

  • Pensioner Concession Card
  • CSHC
  • Save on Doctor Appointments
  • Save on Medicines
  • Utility/Transport Savings
Logic + Guidance

Comprehensive Aged Care Strategy

We have built the modern system to solve the math, combined with the specialist expertise to handle the heavy lifting.

1

Solving the Fee Maze

Aged care fees can range from $60 to over $600 per day. One wrong decision in how you structure assets can cost tens of thousands a year. We calculate the strategy that minimizes fees and maximizes entitlements.

2

Protecting the Family Home

The home is the ultimate safety net. We guide you through the implications of keeping, selling, or renting the family home, ensuring you don't inadvertently trigger unnecessary fees or pension losses.

3

RAD vs. DAP Strategy

Refundable Accommodation Deposits (RAD) vs. Daily Accommodation Payments (DAP). We model the specific scenarios for your cash flow and liquidity to find the optimal payment mix for your family.

Choose the scope of help you need

Modelling & consultation — $1,295

A one-off engagement for a care, housing or superannuation decision.

  • Financial modelling of your circumstances
  • A written report explaining the options
  • An online family meeting to ask questions and work through the options together

Closer family support — $3,495

Support over a longer period for decisions that need to be considered together:

  • Care, housing and finances in one picture
  • Family members in the conversation about priorities and choices
  • Revisit decisions as needs and circumstances change

The scope of closer family support can be discussed before you decide whether it fits your situation.

Explore services and fees
"We solve the financial puzzles of later life where 25 years of specialist experience meets our modern logic technology."
— Brendan Ryan CFP®, FOUNDER, LATER LIFE ADVICE