Take the complication out of retirement.

The maximum rate age pension for a couple is $40k per year, and the single rate is more than $26k.

Then there are more than 30 associated rebates, subsidies, concessions and other entitlements.

Applying for, and receiving your age pension, and all the entitlements on time and without hiccups makes strong financial sense.

Whether you are just working out if you are eligible for the pension, or you want a tune up on making sure you are getting all the pension you are entitled to, as well as all the associated entitlements - this one is for you.

Getting ready to retire?

Get all set to start making the most of a system designed to support you from day 1.

Make the most of all you are entitled to

By working through a comprehensive list we help you make the most of what is available to you.

And we help you keep on top of things.

All of this for $600 + GST.

Don’t waste hours trying to get to the bottom of aged care costs.

Pages and pages of information from government agencies makes it easy to get lost in a confusing jumble of rules and jargon.

We listen to your story, and then show what is important to help you make the best decisions for your loved ones.

Only what applies to you

By listening to your story we can filter out all the noise.

Government websites and newspaper articles are dense and confusing - because they need to be all things to everyone.

You don’t need to read the whole rulebook - just the rules that apply to you.

Cut out the noise to make clear and rational decisions

Decision making well supported by publicly available information ensures family harmony in the decision making process - further reducing stress.

Focus on what is important

We help you focus on what is financially important for your loved one, so you can focus on them. It’s a transition of incredible stress and emotion, and we seek to alleviate the financial confusion so you can focus on what is important.

Start with a face to face meeting to take a closer look at your options for $3600 + GST

Cut through complexity and start saving more than $5,200 each and every year for a couple.

Confusing rules and a difficult application process means many Australians miss out on help they are eligible for.

We can help you work out if you are eligible and make sure your application is a success.

Our guarantee - if you don’t get the card, you get your money back.

There are so many Australians of pension age who don’t get either an age pension or hold a Commonwealth Seniors Health Card. We know the rules, so you don’t miss out.

Have it for life

Having a Commonwealth Seniors Health Card is not just a one year story. It will help year in, year out, not just for medical costs, but for a range of other support, like energy rebates, free Ambulance (in NSW) and for targeted support that has so far been more than $2k per card holder. Find out more here.

Staying in touch

Join our community to keep aware of changes and what they mean to you.

All of this for $600 + GST, and your money back if your application is not successful

Tap into the value of property using a government scheme.

The Home Equity Access Scheme is designed to help you use the value of your home to top-up your day to day cash for living.

How much can you borrow?

This will depend on the value of your home, and your age.

How much should I borrow?

There are some important things you need to consider when taking part in this scheme. We can help you make the most of this scheme when taking into account your eligibility for the age pension and other entitlements.

Keep in control

There are some very useful government tools available to help you understand the implications of using this scheme over the long term. We help you use them and understand them.

It’s about choice

This scheme enables people with property to have more choice and flexibility. It’s worth the effort to understand how it works.