Your profile. Our logic. Complexity solved.
Later Life Logic in Action
Here are some examples linking through to the app so you can see how it works.
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The Later Life App helps you map the baseline if you're just "having a think," but if you need to move in a hurry, we take over the heavy lifting immediately. Our specialists get to work on the RAD vs. DAP strategy and means-tested modelling so you don't have to.
The Logic
Brendan Ryan has been working in residential aged care and financial modelling for more than 20 years. He has built this technology using the latest capabilities to bring extraordinary complexity to a moment of clarified simplicity for clients.
By using the app to map your profile, you gain a clear baseline in minutes, identifying exactly where your situation is simple and where it's complex.
The result is technical validation: we turn 20 years of expertise and thousands of pages of law into clear, binary financial decisions.
Enter one profile. Our technology applies every relevant rule across aged care, pension entitlements, concessions, tax offsets, and home equity — simultaneously.
Tap a question to see the rules behind it.
Up until now, the core of my work has been manually mapping pathways through endless government rules, thresholds, and changes. I envisioned a tool that could absorb this complexity—and by matching my experience with modern technology, I have finally built it.
When aged care enters the equation, children are often called upon to support their parents. They are met with a wall of complexity that must be addressed; otherwise, entitlements are left on the table, wrong decisions are made, and stress levels escalate.
We now have the technology to solve the math and rule complexity, and the expertise to offer genuine guidance. I am excited to help families move through these transitions feeling confident and organized.
Brendan Ryan CFP®
FOUNDER, LATER LIFE ADVICE
