Brendan Ryan 5/12/25 Brendan Ryan 5/12/25

Getting your head around the cost of a nursing home?

Refundable Accommodation Deposits, retentions, Hotelling Supplements, and non-clinical care contributions are just some of the jargon-heavy terms that confront families new to residential aged care. These aren’t just words—they directly impact how much you pay and how you structure your finances.

Expert Help is essential to decode the language, understand how fees like the Agreed Room Price, Indexation factor at entry, MPIR, and Retentions taken work, and uncover the most viable financial path forward.

Brendan Ryan 5/5/25 Brendan Ryan 5/5/25

Maximising Government Help in Aged Care: Know the Rules Before You Search

The maximum amount of aged care home cost support from the government is available to low means or concessional residents. Find out how to qualify and what it means to your aged care costs.

Brendan Ryan 5/3/25 Brendan Ryan 5/3/25

How Downsizing, Aged Care & the Home Equity Access Scheme Affect Your Age Pension Eligibility

A quick guide to age pension thresholds and amounts

Brendan Ryan 4/30/25 Brendan Ryan 4/30/25

The Home Equity Access Scheme: Aged Care Funding Starts With Preparation

The Government has a way for you to unlock the wealth in your home to help with your day-to-day spending. It’s worth understanding how this scheme can fit in with your retirement plans.

Brendan Ryan 3/19/25 Brendan Ryan 3/19/25

You Could End Up Paying $40K+ More Each Year for Aged Care

We’ve been comparing the upcoming residential aged care means testing rules against the current system, and the findings speak for themselves and this Is How You Could End Up Paying $40K+ More Each Year for Aged Care from July 1 this year.

Brendan Ryan 3/4/25 Brendan Ryan 3/4/25

Retirement Village Setup Checklist

Entering a retirement village can be exciting, offering community and convenience. However, navigating the financial complexities of your contract is crucial for a smooth and secure transition. From understanding the exit fees to forecasting Centrelink eligibility, the financial landscape can be daunting.

This guide will break down key steps, empowering you to make informed decisions at every stage, from initial review to annual check-ins. Let's demystify the process and ensure your retirement is financially sound.

Brendan Ryan 2/14/25 Brendan Ryan 2/14/25

Luxury Retirement Villages: Where’s the Transparency?

We've spent a lot of time getting the inside track on retirement village contracts - seeing how the numbers work, where the pitfalls are, and what really matters when making a decision. The old adage 'the tip of the iceberg' fits this industry perfectly - what's obvious upfront is rarely the whole picture. Price discovery needs to happen at the start of the journey, not as a last-minute surprise.

Brendan Ryan 12/2/24 Brendan Ryan 12/2/24

How Safe is a Refundable Accomodation Deposit?

As part of our advice on managing ongoing aged care payments, we often recommend paying a Refundable Accommodation Deposit (RAD) as it can positively affect the overall cost of care.

Brendan Ryan 11/12/24 Brendan Ryan 11/12/24

Why you need to check on your Retirement Village Contract

On October 1st ABC’s 7.30 Report focused on Retirement villages accused of gouging older Australians in 'corporatised elder abuse' and investigated the financial risk faced by more than 250,000 Australians living in retirement villages.