Residential Aged Care
Advisory.
Aged care placement is complex, and the financial decisions are critical. Choose the path that fits your current situation.
Need help right now?
Situations often happen in a hurry. If you need a specialist to get to work immediately, just call us. We take over the heavy lifting and model the logic for you.
Just having a think?
If you're currently exploring classifications, costs, and means-tested rules, our free app is the perfect place to start. Map the baseline at your own pace.
No Credit Card · No Subscription
Choose Your Path
If you need to move quickly, we take the heavy lifting off your hands immediately. If you're in the planning phase, our technology helps you map the baseline for free.
Comprehensive Advice
What's Included
- Initial specialist consultation
- Detailed means-test modelling
- RAD vs DAP strategy analysis
- Home retention vs sale strategy
- Guided administration & paperwork
- Family group meetings (Zoom)
- Ongoing support & invoice assessment
- Detailed Financial Modelling Report — A shareable, deep-dive document for the family
Phase 1: Research or Baseline
If you're just "having a think," the free Later Life app maps your parents' entire financial position — pension, assets, income — to determine their initial classification. For advisory clients, this creates the essential baseline for our specialist modelling.
Specialist Modelling (Let's Go)
When you need help now, we take over the high-risk decisions: RAD vs. DAP strategy, home retention analysis, and means-tested care fee modelling. We handle the math so you can focus on your family.
Administration & Ongoing Support
We guide you through the paperwork and help you assess invoices to ensure everything remains on track. Family meetings via Zoom keep everyone aligned. We provide the logic and oversight while you stay in control.
Australian families navigated through residential aged care over 25 years of specialist practice.
Your Free Baseline
Before the advisory engagement begins, the Later Life app maps your parents' complete position — absolutely free. This is the foundation our specialist modelling builds upon.
Income, Work & Equity
- Age Pension
- Safe Income Zone
- Home Equity Access Scheme
- Downsizer Maths
Navigating Care
- Residential Aged Care classification
- Support at Home eligibility
- Means-tested fee estimation
Healthcare & Subsidies
- Pensioner Concession Card
- CSHC
- Save on Doctor Appointments
- Save on Medicines
- Utility/Transport Savings
Free to use. No subscription. No credit card.