Residential Aged Care
Advisory.
When a parent needs residential care, families face brutal financial complexity — RADs, DAPs, means-tested fees, home retention strategy. We have navigated this over 500 times across 25 years of specialist practice. Our advisory service handles the entire financial model so you don't have to.
How It Works
Our technology identifies your position. Our specialist team handles the heavy lifting — from initial assessment through to ongoing invoice verification.
Comprehensive Advice
What's Included
- Initial specialist consultation
- Detailed means-test modelling
- RAD vs DAP strategy analysis
- Home retention vs sale strategy
- Guided administration & paperwork
- Family group meetings (Zoom)
- Ongoing support & invoice assessment
Map Your Position
The free Later Life app maps your parents' entire financial position — pension, assets, income — to determine their initial classification. This creates the baseline for our specialist modelling.
Specialist Modelling
Once your profile is established, we take over the high-risk decisions: RAD vs. DAP strategy, home retention analysis, and means-tested care fee modelling. This is the work that requires 25 years of specialist experience.
Administration & Ongoing Support
We guide you through the paperwork and help you assess invoices to ensure everything remains on track. Family meetings via Zoom keep everyone aligned. We provide the logic and oversight while you stay in control.
Australian families navigated through residential aged care over 25 years of specialist practice.
Your Free Baseline
Before the advisory engagement begins, the Later Life app maps your parents' complete position — absolutely free. This is the foundation our specialist modelling builds upon.
Income, Work & Equity
- Age Pension
- Safe Income Zone
- Home Equity Access Scheme
- Downsizer Maths
Navigating Care
- Residential Aged Care classification
- Support at Home eligibility
- Means-tested fee estimation
Healthcare & Subsidies
- Pensioner Concession Card
- CSHC
- Save on Doctor Appointments
- Save on Medicines
- Utility/Transport Savings
Free to use. No subscription. No credit card.